What does "Fully Insured" Actually Cover?
Insurance is a tricky area to navigate at the best of times and when you take out insurance, such as Public Liability, you would think, as a customer and trades person, that you are covered for all eventualities and accidents...well you would be wrong, especially within the world of cleaning windows.
In fact it transpires that Public Liability is actually very limited in the scope that it covers of accidental damage and mishaps. This can leave customers and companies in a very embarrassing and awkward position which, as you can imagine, does not always end well for either party. In order to combat this short fall, window cleaning companies can now take out specialist insurance that will cover them for these unforeseen but inevitable (so says the law of averages) circumstances. This is great news but you do need to specifically ask if your cleaner has taken this out when they say "fully covered", just for peace of mind for you both. Obviously, not everyone has this additional insurance and it is ultimately up to the customer if they are willing to take that risk but they also need to be informed of what that risk is. Whilst we were investigating this we came across a magnificently written article that covers all the aspects and pitfalls for you. We highly recommend you visit WASH-ITs post on Public Liability Insurance, it is an invaluable source of information for customers and workers alike. |
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Cleaning Techniques
Fascias and Soffits
Gutter Cleaning
Cleaning Techniques
Fascias and Soffits
Gutter Cleaning
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